| Account Components | Essential | Essential Plus | Interest | Tiered Interest | Money Market | Savings Account + |
|---|---|---|---|---|---|---|
| Minimum Opening Deposit | $50 | $50 | $50 | $50 | $50 | $25 |
| Monthly service fee waived when you have | $0 | Average daily balance of $500 checking OR $1,600 in combined consumer deposits by household* | Average daily balance of $1,500 checking OR $6,000 in combined consumer deposits by household* | Average daily balance of $10,000 checking OR $20,000 in combined consumer deposits by household* | Average daily balance of $2,500 checking OR $10,000 in combined consumer deposits by household* | $0 |
| Monthly Maintenance Fee | $0 | $10 | $10 | $20 | $10 | $0 |
| Check Writing Privileges and/or withdrawal limits per statement cycle | Unlimited | Unlimited | Unlimited | Unlimited | 6 withdrawals per statement cycle** | 6 withdrawals per month** |
| FREE Checks | 1st Basic Order Free | 1st Basic Order Free | Basic | Basic | 1st Basic | |
| Order Free | ||||||
| FREE Online Banking | X | X | X | X | X | X |
| FREE Online Bill Payment | X | X | X | X | X | |
| FREE Debit Card | X | X | X | X | ||
| Free or waived surcharges on non-CornerStone ATM transactions per statement cycle | 2 | 5 | Unlimited | |||
| Interest Bearing | X | X | X | X | ||
| No Fee Travel Cards | X | X | ||||
| 1 FREE Cashier's Check Per Month | X | X | X | X | ||
| Safe Deposit Box | Discounted 40% | |||||
| Imaged Checks | X | X | X | X | X | |
| FREE Savings Account | X | X | X | X | X | |
| Overdraft Protection*** | $5 Per Transaction | $5 Per Transaction | $5 Per Transaction | FREE | FREE |
Essential Personal Checking
- Essential – no monthly maintenance fee
- Essential Plus – basic and versatile checking
- Interest – checking with a fixed interest rate
- Tiered Interest – checking with a variable interest rate
Essential Personal Savings
- Basic Savings – cash for dreams and the unexpected
- Money Market – market-based interest with easy access
- Certificates of Deposit (CDs) – fixed interest rate with a term
- Individual Retirement Accounts (IRAs)
Other Essential Personal Services
- Health Savings Account (HSAs)
- Safe Deposit boxes
- Credit Cards
- Overdraft protection
- Quicken/Quick Books interface
- Travel and Gift Cards
- Domestic and International wire transfers
- Night Depository
- International check collection
- Foreign currency exchange
- Notary Services
- Instant Issue Debit Cards
X = SERVICE IS AVAILABLE
* Please refer to detailed disclosures provided upon account opening
** Excess item fee may apply
***Various options available, may be subject to credit approval
Please note: Seniors (defined as anyone 55 years of age or older) may choose any of the above accounts and receive FREE Travel Cards a Safe Deposit Box discounted at either 40% (Tiered Interest account) or 20% (all other accounts)
+ Minor Savings Account is available to anyone under 18 years of age. No minimum balance is required
