Personal Deposit Products

  

Essential Personal Checking

  • Essential – no monthly maintenance fee
  • Essential Plus – basic and versatile checking
  • Interest – checking with a fixed interest rate
  • Tiered Interest – checking with a variable interest rate

Essential Personal Savings

  • Basic Savings – cash for dreams and the unexpected
  • Money Market – market-based interest with easy access
  • Certificates of Deposit (CDs) – fixed interest rate with a term
  • Individual Retirement Accounts (IRAs) 

Other Essential Personal Services

  • Health Savings Account (HSAs)
  • Safe Deposit boxes
  • Credit Cards
  • Overdraft protection
  • Quicken/Quick Books interface
  • Travel and Gift Cards
  • Domestic and International wire transfers
  • Night Depository
  • International check collection
  • Foreign currency exchange
  • Notary Services
  • Instant Issue Debit Cards

Compare Accounts

Account ComponentsEssentialEssential PlusInterestTiered Interest

Money Market

Savings Account +
Minimum Opening Deposit

$50

$50

$50

$50

$50

$25
Monthly service fee waived when you have $0 Average daily balance of $500 checking OR $1,600 in combined consumer deposits by household* Average daily balance of $1,500 checking OR $6,000 in combined consumer deposits by household* Average daily balance of $10,000 checking OR $20,000 in combined consumer deposits by household* Average daily balance of $2,500 checking OR $10,000 in combined consumer deposits by household* $0
Monthly Maintenance Fee $0 $10 $10 $20 $10 $0

Check Writing Privileges and/or withdrawal limits per statement cycle

Unlimited

Unlimited

Unlimited

Unlimited

6 withdrawals per statement cycle**

6 withdrawals per month**

FREE Checks

1st Basic Order Free

1st Basic Order Free

Basic

Basic

1st Basic
Order Free

 

FREE Online Banking

X

X

X

X

X

X

FREE Online Bill Payment

X

X

X

X

X

  

FREE Debit Card

X

X

X

X

    

Free or waived surcharges on non-CornerStone ATM transactions per statement cycle

  

2

5

Unlimited

    

Interest Bearing

    

X

X

X

X

No Fee Travel Cards

      

X

X

  

1 FREE Cashier's Check Per Month

  

X

X

X

X

  

Safe Deposit Box

      

Discounted 40%

    

Imaged Checks

X

X

X

X

X

  
FREE Savings Account X X X X X  
Overdraft Protection*** $5 Per Transaction $5 Per Transaction $5 Per Transaction FREE FREE  

X = SERVICE IS AVAILABLE
* Please refer to detailed disclosures provided upon account opening
** Excess item fee may apply
***Various options available, may be subject to credit approval
Please note: Seniors (defined as anyone 55 years of age or older) may choose any of the above accounts and receive FREE Travel Cards a Safe Deposit Box discounted at either 40% (Tiered Interest account) or 20% (all other accounts)
+ Minor Savings Account is available to anyone under 18 years of age. No minimum balance is required
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